Welcome to our interactive calculators section.  

I hope they are useful in your particular case. You should, however, be aware that the information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. The Office of the Commissioner of Financial Institutions can not and does not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. .

I will appreciate if you share with me any comments or observations with respect to the calculators that follow or your suggestions as to what other calculators we should add to our present inventory or otherwise serve you better at: comisionado@ocif.gobierno.pr.

Rafael Blanco, Esq.
Commissioner

(You will need Java to use this calculators)

MORTGAGES
Mortgage Qualifier
Can you buy your dream home? Find out just how much you can afford!
Refinance Breakeven
Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

CREDIT CARDS AND DEBT MANAGEMENT
Credit Card Pay Off
Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Personal Debt Consolidation
Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

SAVINGS AND RETIREMENT
Savings Goals
What will it take to reach your savings goal? This financial calculator helps you find out.
Retirement Shortfall
Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.

AUTO LOANS
Auto Loans
Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

INVESTMENTS
Asset Allocator
Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Investment Returns
There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

PERSONAL FINANCE
Home Budget
Analyze your budget, see where your money goes and find out where you can improve!

Aviso Legal / Derecho a la Intimidad

2003-2010 Oficina del Comisionado de Instituciones Financieras.